Banktivity is, no question, one of the most comprehensive and feature-rich options when shopping for a personal finance app. It offers all of the functionality you’d expect from a local program with the benefits of instant access and cloud-based storage you get from an app. It’s a seamless blend of full-service and on-the-go access.

How Does Banktivity Work

Using Banktivity can be super simple or complicated. It all depends on your personal finances. If your finances are fairly direct and simple, your Banktivity experience will be, too. If you have dozens of accounts, own your own business and manage a complex series of investments, your Banktivity account will reflect that.

Getting started is pretty easy. All you need to do is link your accounts to the app, giving it access to your account history. Then, you can start tracking your information. You can also set up accounts to track expenses and deposits for later reconciliation.

What Makes Banktivity Stand Out?

Where other personal finance apps just present the information from your bank, Banktivity lets you do a lot more. You can use it as a complete accounting solution. For example, you can track your accounts payable as invoices come in if you own a business. You can also reconcile your accounts.

Most personal finance apps assume the information on your transaction history is correct, but that’s not always the case. With Banktivity, you can work to correct errors and actually reconcile your transactions.

Common Banktivity Reviews

Experts routinely give Banktivity high ratings (4+ stars) in large part due to the sheer number of features available. For example, in a standard finance tracking app, every restaurant purchase might show up as a food expense, but what about when you’re on vacation? With Banktivity, you can tag expenses so you have a more clear picture about your spending. That way those vacation expenses show up in the right bucket.

Users love the app, even with the $29.99 price tag. It has a 4.5-star rating on iTunes.

Is Banktivity Right For You?

If you need more power than you’ll find in most free personal finance apps, Banktivity might be exactly what you need. It expands to fit your financial situation, offering everything from investment managing to bookkeeping. When you need a full-service finance app, Banktivity fits the bill.

You can do all of your banking, bill pay and expense tracking from a single app. You can even produce custom reports like P&L statements or Cash Flow, all through this extensive piece of software. And, you can do it all on the go. If you’re a Mac user, you can’t do much better than Banktivity.