The Mint app offers a fairly comprehensive set of personal finance tools that can help you get your spending under control. From easy budget templates to near-instant tracking, you can see your financial health at your fingertips.

How Does Mint Work

Using Mint is pretty simple. All you do is sign up for a free account, then link your existing financial accounts and get started. The app will automatically sync with your accounts and start generating reports about your spending.

You can set up budgets, add bill pay and more.

What Makes Mint Great?

Using Mint takes the guesswork out of budgeting. You don’t need to go home and track all of your receipts. In fact, you don’t need to keep your receipts at all. Instead, you can see your spending as it happens. That makes following your budget a much more streamlined process.

Common Mint Reviews

Professionals recommend the Mint app for its easy-to-use interface and feature-rich environment. It routinely scores between 4 and 5 stars on review sites because it offers so much at such an affordable price — free.

Users give Mint praise for simplified money management. The only complaints you generally see involve add-on feature requests like bi-monthly budgeting or percentage of income budgets.

Is Mint Right for You?

Mint offers the right mix of easy-to-use features for most consumers. However, it might not be the best choice for people with a very complex financial portfolio. For example, there are certainly options for managing investment portfolios that offer more control and reporting features. It is also not the best tool to track real estate investments or self-employed income. For the vast majority of users, though, it does several things very well, such as:

  • Building a budget quickly and easily
  • Seeing your spending habits
  • Helping you save more

If those are your priorities, then Mint is a good choice. It has all of the basic finance tools you could want, along with simplified options for things like investing.