Do Telemedicine Apps Like Amwell Take Insurance?

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Lowering the risk of common medical conditions such as sinus infections, headaches or fevers used to require an in-person visit to the doctor. But thanks to advanced technology, health or telemedicine apps like Amwell, InstaDoc and MeMD make it possible to take care of these issues remotely and in a timely matter.

Telemedicine apps provide convenience and help many people get help for their medical needs from the comfort of their homes. But it’s not uncommon to wonder whether or not the health app you use also accepts your health insurance since telemedicine is relatively new. So, it’s important to double-check that the telemedicine app you’re using also accepts your health insurance. We’ve reviewed the top health care apps. Here’s what you should know:

Some (But Not All) Health Apps Take Insurance

Several telemedicine apps accept insurance, including Amwell, Doctor on Demand and HealthTap. For instance, Amwell partners with several health insurance plans, including Aetna, Beacon Health and UnitedHealthCare. But not every telemedicine app takes health insurance. For instance, MeMD accepts Health Savings Account (HSA) and Flexible Spending Account (FSA) payments while InstaDOC does not take any health insurance. So, it’s critical to review the payment terms and policies of the healthcare app you use.

How Telemedicine Apps Work

Telemedicine apps make it easy to communicate and connect with your doctors in real time when you’re facing a medical issue or behavioral concern, such as stress or depression. You often have access to various doctors almost any time of the day, such as the vetted, board-certified doctors of Doctor on Demand. You generally communicate through a secure and private connection via instant messaging, video or phone on your mobile devices, including your smartphone or tablet.

You’ll need to download the telemedicine app of your choice and have an internet connection. You’ll also need access to a microphone and video camera, which are often built into mobile devices.

There are several uses for telemedicine apps, including getting prescriptions, diagnosis and therapy. If you choose to use telemedicine apps to schedule your e-visits with your doctor, prepare for your visit just as you would for an in-person visit and ask any questions you may have.

Final Thoughts

Accessing healthcare services from the comfort of your home has become easier thanks to telemedicine apps. But your insurance doesn’t cover every visit. So, it’s important to review the telemedicine apps to ensure they take your health insurance if you plan to use it to cover your healthcare costs. By reviewing your health care coverage and the health insurance telemedicine apps take, you can better manage your health from your home without worrying about unexpected costs.

About the Author

Mary Beth Eastman

Mary Beth Eastman serves as the content manager for Versus Reviews, where she is dedicated to helping readers compare popular products. Mary Beth has a degree in Journalism from Bowling Green State University and has focused her 20-year journalism career on putting readers front and center, carefully considering their concerns and presenting information that will help them in their everyday lives. She has won numerous statewide journalism awards. Her writing has been featured on numerous websites in addition to Versus Reviews, including the Huffington Post and the Lexington Law blog. Mary Beth resides in Pittsburgh, Pa., with her family and two rescue dogs.

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